Sounds like “We caught them all” to me!

Since then, the nation's third-largest bank has paid out billions in fines and settlements and been placed under increased regulatory scrutiny, including a Federal Reserve asset cap that limits its growth.

Scharf, meanwhile, has made sweeping changes to how the bank operates and dramatically cut costs. He's overhauled the bank's leadership ranks, its wealth management business, its mortgage unit, and he has pledged to cut $10 billion in costs from the bank's bottom line.