When I look at all the post apartments in the former wharf buildings, I can't help but wonder who lives there. Did they climb up the banking and insurance industries through honest and honourable work that didn't take from others? Or from playing the game of quasi-legitimate theft from the masses? How much fun are they having, and did they give away the prime years of their life only to have empty luxury later on? Or are they contented and grateful for the blessing they have received?