Posted today. Fight back using their own system! It's all just a game of contracting, right?

So Nana has been wondering what legal notices we can send to our Mortgage companies, credit card companies and other lenders?
If the contracts that they have with us are illegal and were illegally obtained, with grammar that is not consistent with constitutional law, (as we have been hearing) then there has to be grammar legal certified notices that we can send them notifying them that we will no longer be paying them and we expect a refund of all the compounded interest they have charged us over the years of the held accounts?

Perhaps we need to work on this?
What say you @doqholliday . @vincentkennedy . jfkjrfan_z

Dearest Nana, sure know what i would like to say to these Charlatans, and the monies I have already paid due to their shenanigans. I do believe there should be further compensation for the emotional distress incurred by all of us well.