Closing for good, or to change over to gold-backed currency?

our cities have the MAIN branch in them usually in the town centres, with branches on the outskirts of it, it those small branches that are going, & those that stay are having reduced hours! Also our Council have been sending me & other families like mine, Council tax amendments to their payments to the Council, I recently received a third one this year, my partner has received a cash payment £150 from the Council, also my bank is supposed to on a Monday tell me how much is in my bank, my visa card the other day there was an issue when paying for petrol! a family member has not had a replacement card for her account access, she tried using her old one that stopped working as her bank had not sent out the new card issue, to many money & bank things going on for it to be a coincedence!!!