I was donated some crypto a few months ago and had it in a Metamask wallet. A few IT changes and a house move later, and I have an app asking me for a password I have no record of, and no way to recover or reset. There is no graceful degradation of these identity systems at present; no governance process if, say, you are coerced into giving up your credentials and wish to revoke permission to transactions done subsequently. It is important that people have appropriate "digital health warnings" when setting off down this road — our "guardian avatar" can be revoked or hijacked in ways that may be catastrophic for the associated human. So for now, only bet what you can afford to lose on these somewhat brittle virtual identities, IMO. It's the future, but there are "virtual casualties" on the way there.