Hang on to your XRP, to sell now would be at a great loss and only a temporary solution. Push it to the side and don't consider it an option. Look for other solutions. I know the last few yrs has been hard on us all, (financially, physically, mentally, etc). Be very positive in your thoughts. Our brain is like a computer, what we think, is what can happen. Prayers are also positive thoughts. My prayers with you too!