The technology of the xrpl is just amazing it will change the world when comes to finance. As far as good or bad for people that all pertains to who is in control globally. my belief is good will come out on top. The blockchain technology will eventually take over everything because you cannot cheat all visible. Always remember as long as God loving people are here on earth there is checks and balances evil will ousted. God Bless and thank you to everyone on this journey it has made a better man. Sending lots of love and positive vibes.