We are talking sovereign (Gold Back) crypto currency not Central Bank Digital Currency (CBDC) aka the FED.
Still going to have paper if one wants or needs. Offline methods for easy transactions are going to be needed for at least another 10 years. It will still be trackable like it is now since our $ is serialized.

Banks have 100% control right now. They shut down peoples accounts in Canada for donating to truckers. Power need to be put into the people hands.

From my first account on Twitter I said Privacy is dead. Its dead because of the End User (Us). We like our features like GPS. Carry our phone around KNOWING we are being track. Most don't care. The best we can hope for is IBOR/Digital Constitution so we can expand and maintain our privacy rights from being infringed.

NSA type agency will always be around.