Exactly. I've had people ask me about it. It never really sat well with me. It felt too much in line with the reset to me. I think there is another plan in place. I could see a huge tax reform where people are able to keep the majority of their paycheck(still would need state taxes), making it easier to purchase things. Flat tax, fed sales tax on new goods, or maybe certain schooling(trades) are covered by some programs? My wife and I signed the mortgage papers and car loan papers, thats our responsibilty. Or am I just stuck in an old way of thinking?