Yeah I remember this day very well. I worked for a risk management company. We had our annual meeting in Scottsdale, AZ when 911 happened. Usually we attract all the reinsurers who sell products to our clients, they are typical line-based employees and middle executives. This meeting in particular appeared very strange. For the first time we had presidents of insurance companies attending; most had never been to our meetings before. When the news hit about the towers, they calmly got in their cars and drove home. Of course the airports were shut down so travel by car was the only way. Did they know something?