Hi Doq. New account but have followed you and many others for years. Need to ask a question about crypt accts. Is one better then the other to have: A Ledger Nano S to transfer my Coinbase XRP to or a Lobstr Online encrypted ledger? So confused. I don't want to lose it. I was told tgat when all goes down the other accounts/wallets will crash. True or not? Please give your best suggestion. Thanks on advance.