There is no better time than now to have cash on hand. I shouldn't have to say this here but I am. Things are about to get very rocky. It appears to me that an upset is about to occur "globally" that will capture the attention of all. We've anticipated this. It will come as no surprise. We are talking major and unprecedented upsets in the markets and a possible and temporary freeze on accounts. Disruptions to supply chains are to be expected. Best to err on the side of caution in my opinion.