You aren't screwed Patriot. What I suggest comes with a risk. A risk I have no control over. There is a layer of security that Banks provide that isn't possible yet with digital assets. Holding your own digital assets and securing them is a BIG responsibility and you could lose it all. There are scammers everywhere. It's the reason I didn't push this topic harder and say *I am not a financial advisor. Just following patterns. Again you are not screwed.