I fucken hate the herd...... paid off my house in 12 years because I took the opposite trade of the herd. When you have major market corrections like 2000 or 2008 it is because the herd , the wilder beasts are on the wrong side of the trade and a correction needs to take place. If you are on a 747 and all the passengers went to the end of the plane, it will fall out of the sky. What ever the herd is doing, do the opposite and you will be fine.