I agree too. When I set up my LedgerX wallet, I too was afraid that I would click something wrong & then all my coins would just be lost in space & I didn't have anyone to personally help me, so I set it up and only transferred like $20 worth of xrp so that if I fookd up it would not be that much of a loss.

My understanding is that there are 3 ways to hold it.

You can buy it on a trading site like Coinbase or many others and leave it there in the trading section. (Don't do this)!

You can buy it on a trading site like that and store it in a wallet on their site with a key to get into it of your own. ( I dont like this either because they still control the site).

You can buy it and then move it to a Ledger wallet which is a physical device that you hold in your hand that you hold your coins on that you and only you hold and have the key codes to. (This is what I have).10passwords

When you buy and sell you move it from your external wallet to the trading sites then back wa

You have to buy the ledger first right?
I saved this from Doq awhile back which is helpful

Hi Nana, were you able to upload any physical coins Gold and Silver to it with the ability to also see it go up in value on the ledger? Like if you upload your ounces owned ....say 20 oz at a $23 value per ounce, then a week later it's $26 per oz it will reflect that is what you own in the wallet?
This is what confuses me the most, I'm like you, I like option 3, and also would only do a small amount in case I goof, but I also want to include any coins I currently have as a value in the wallet...does that question even make sense??😣
LOL😂
TY Fren..💓

I REALLY understand your frustation.told my boys all I want is a simple flip phone, not one who can do stuff..just receive a call or make a call..

🤣 I remember many years back when my folks were still alive, my brothers bought my dad a new programmable thermostat. He f****** hated it! He just wanted one where he could push the up or down button to increase or decrease the heat or cold🤣 He finally turned off the program LOL. I have to agree with him on that. Just something simple. Learning to use a computer & cell phones was a big learning curve for us old timers as opposed to kids now who learn at the age of 2! My young grandkids have taught me how to do things on my phone, LOL. It's whole new generation of tech that we are either going to have to jump on the train or get left behind in order to survive unfortunately. I'm willing to learn though. Remember when we use to write checks when purchasing something? Now it's a swipe of a card! I see the younger gen using it for a pack of gum & coffee! My daughter never carries cash in her wallet.

Believe me that I share this feeling too. As ridiculous as it sounds, I'm currently running three mobile phones - each for different purpose and one of them stays at work. More and more I'm trying to answer or call with headphones on to push the mobile away from the ear.

Calling people has always warmed the ear region, it's just now that I decided to do something about it. The dumb stuff that I've done... 😅