imagine if you would have saved that money, it would have covered pretty much anything health related that would come up i would think! But i get it, your damned if you do and damned if u don't! We have gone without insurance aside from our daughter who is on medicaid, because neither one of us have an option through work and we can't afford anything else. I worry that she may loose it with all of the mandates they are still trying to push, because she will not have anything forced upon her!