The Mac @TheMac
14 August, 05:39

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The Mac @TheMac
14 August, 05:59
In response The Mac to his Publication
A digital asset is anything that exists only in digital form and comes with a distinct usage right. Data that do not possess that right are not considered assets.

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The Mac @TheMac
Digital currency is any currency, money, or money-like asset that is primarily managed, stored or exchanged on digital computer systems, especially over the internet. Types of digital currencies include cryptocurrency, virtual currency and central bank digital currency.
06:00 AM - Aug 14, 2022
In response The Mac to his Publication
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The Mac @TheMac
14 August, 06:02
In response The Mac to his Publication
A central bank digital currency (CBDC) (also called digital fiat currency[1] or digital base money)[2] is a digital currency issued by a central bank,[3] rather than by a commercial bank.

A report by the Bank for International Settlements states that, although the term "central bank digital currency" is not well-defined, "it is envisioned by most to be a new form of central bank money [...] that is different from balances in traditional reserve or settlement accounts."[4]

The present concept of CBDCs was inspired by Bitcoin and similar blockchain-based cryptocurrencies, but differs from such a virtual currency and cryptocurrency in that a CBDC is or would be issued by a state.[4][5][6][7] Most CBDC implementations will likely not use or need any sort of distributed ledger such as a blockchain.[8][9][10]

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The Mac @TheMac
14 August, 06:03
In response The Mac to his Publication
CBDCs are presently mostly in the hypothetical stage, with some in proof-of-concept programmes. According to ECB's chief Christine Lagarde, more than 80 central banks are looking at digital currencies.[11][12] China's digital RMB was the first digital currency to be issued by a major economy.[13][14] As of July 2022, four central banks have launched a CBDC: the Central Bank of The Bahamas (Sand Dollar), the Eastern Caribbean Central Bank (DCash), the Central Bank of Nigeria (e-Naira) and the Bank of Jamaica (JamDex).[15]

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