It's decentralized & unregulated right now. Banks can't own it or touch it, that is their rules. They are on the outside looking in on this new asset as the SEC drags their feet.

CGI, temenos, SAP and others built this liquidity system into the banking system above the banks... which has been ready for the last few years. That has been the in case of an emergency plan as this all played out. This whole new system can be turned on at any point to provide liquidity through a free market and no SEC regulation means banks could miss out on it. With XRP regulated and enabled before the collapse, we are done for... But collapse the current system first, watch liquidity dry up, everything halts and locks up. That marks the death of the bank's fiat system. Enabling global liquidity fixes it, speed up the flow of money with near-zero fees, money can flow again. Gold Backed currencies to follow

Their own weapon was taken, held back, and used against them at the last minute to free the peo

Thank you for some clarification. The fact that they call it a CBDC does not sit well with me. So we need the financial system to collapse first and so basically the sec is stalling in this case so they can figure out how to regulate it.