XRP

FIAT? 🙄

XRP will be considered fiat until its backed by gold.

XRP is a bridge. Central banks can and will use the XRPL to build their CBDC aka digital fiat but anyone can come out with a currency on XRPL including Visa and We The People.

i dont trust any digital currency

If you use creditcards, autopay, etc you are already using it.

but I can go to the bank and get cash. I like cash. I use my debit card but I like cash.

All cash will be blockchain based. You will be able to get paper cash but it will be on the blockchain. Right now the USD is getting looted. You see them stealing all this cash. At some point all current paper cash will have to be converted. All this looted cash may have a hard time getting converted because [they] will have to prove where it came from. There is trillions of ill gotten cash out there worldwide.

All ill gotten gains flowing into Stellar for purchase and redistribution to We The People

I guess you can look at it that way since it will lower our national debt. Maybe they give some free money to get people to use it.

People should learn how to navigate around CBDC but most wont due to convenience.