Well what a bummer! So if you had paid over $600 the payment would have been accepted??? What do you mean "don"t push your luck???

I believe if my payment was $600 or over I may have had more success. From my understanding, these trust funds have a minimum of $600. As far as don’t push your luck, I mean don’t abuse it the trust. These trust are set up for personal debt and not business. You can use them to buy houses, cars, and of the like. However, the process isn’t as straight forward as I tried with my credit card. It requires a 1099A tax form. Also, being almost the end of the year, you can also use the 1099A form to pay taxes if you end up owing the “IRS”. The 1099A is like writing a personal check but using your trust fund. The caveat to this is that the banks refuse to recognize these forms as means of monetary transactions. The dealerships, well they are like us and are unaware that this exist so they don’t know how to go about and process these forms, even though it’s simple. The IRS, on the other hand, they know exactly what these forms are and how they can be used!